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Low Cost Merchant
Account setup takes two basic steps:
Step #1 - Get a merchant account
setup
A merchant account is required for your business to accept credit
cards from your customers. Once you have a merchant account established, you can
begin to accept credit card sales from your customers via the internet (via an
internet merchant account) or process them manually by swiping their credit card
using a credit card terminal. Eitehr way, the funds will be deposited automatically
into your business checking account.
Step #2 - Getting an internet
gateway account
If you are planning to conduct business on the internet,
then the second step is to obtain an internet "gateway" account. The gateway allows
you to post your credit card transactions from your internet store to your merchant
account via the internet. The easiest way to understand what a gateway is would
be think of it as the "pipeline" that connects your merchant account with your
internet store.
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