Starting A Small Business You have
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Acquisition
and development financing involving a SBA "Certified Development Company"
(CDC) provides you with long-term, fixed-rate financing for major fixed assets
(land, buildings, etc.). This program contributes to community economic development.
The CDC works with commercial lenders to provide financing to businesses.
This program includes a loan from a commercial lender that covers 50% percent
of the project and a second loan for up to 40% of the project cost from the CDC
that is 100% SBA guaranteed for a combined 90% LTV.
Funding from this
program can be used for: - Purchasing land and improvements, including
existing buildings
- Grading, street improvements
- Utilities, parking lots
and landscaping
- Construction of new facilities
- Modernizing, renovating
or converting existing facilities
- Purchasing long-term machinery and equipment
The loan program cannot be used for: Working capital or inventory, consolidating
or repaying debt, or refinancing.
147 if you qualify we use to be
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